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It's a wonderful (subprime lending) life?

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It’s A Wonderful Life is one of my favorite movies of all time, so it’s bizarre, hilarious, and mildly disturbing all at once to see this headline on The Consumerist: Was George Bailey A Subprime Lender? Quoting Portfolio (link not available for some reason), we get the following rationale:

But consider this: Perhaps Mr. Potter wasn’t just a heartless Scrooge. Perhaps Mr. Potter, in the absence of sufficient regulatory oversight, was the one voice of sanity keeping the good people of Bedford Falls from over-leveraging themselves.
Perhaps, if we had all taken Mr. Potter a little bit more seriously, we wouldn’t be in this mess to begin with.

And this is all good excuse to provide a clip from the holiday classic:

Happy holidays and merry new year everyone!


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